Articles from September 2011



How to Use Mint’s Manual Transactions on Android

Mint is the go-to mobile app for tracking activity across multiple bank and credit accounts, but until recently, there wasn’t an easy way to enter cash or check transactions on your Android phone. That’s all changed with the addition of a new feature that allows you to manually enter in cash or pending transactions, so you can get the most accurate view of your spending. Using an intuitive entry-form, you can now record cash you’ve spent or received, checks you’ve written, and other transactions that haven’t cleared your bank yet.

Manual cash entries flow through to both budgets and trends, so using this tool regularly can help you narrow down your spending habits. Here’s how to get the most out of this new feature.

Consider a situation where you’re having lunch with a group of friends. Instead of forc

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Just Locked In a 3.75% Fixed Rate 30-Year Mortgage

My wife and I refinanced our mortgage earlier this year. We had a 30-year fixed rate loan at 5.625%. We refinanced with no points to a 30-year fixed rate at 4.875%. I was convinced at the time that we would never refi our mortgage again. Boy was I wrong. In fact, just last week we locked in a rate of 3.75% fixed for 30 years with NO closing costs!

And you may be able to qualify for an even lower rate. We have whats called a super-conforming loan. In some areas of the country, the conforming loan limits are higher than in other areas. While that keeps us away from the higher rates of a jumbo loan, super-conforming rates are still higher than conforming loans. And if you really want to pay down your loan fast, you could consider an even lower rate 15-year mortgage.

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Credit cards: be careful with ‘cash advance’ hidden rates

A new report warns customers to be aware of the range of transactions referred to as ‘cash advance’ by credit card providers. T

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Nifty trading volatile in range of 4700 5200

MUMBAI (Commodity Online): Indian stock markets are broadly trading in the range of 4700-5200 with high volatility as September derivatives expiry is due on Thursday. Yesterday Nifty took support on lower level of range and good pullback was seen after yesterday’s strong close.

Upside Nifty faces resistance near 5170 level. Close above 5200 will give breakout from the current range which will provide us next resistance of 5400 until then investors are advised to take benefit of the current range of 4700-5200.

Following yesterday’s volatile session today even nifty gave movement of 148 points, from closing prices, which is much higher than its average volatility.

All the sectoral indices showed strength with the Realty and IT stocks leading the gains. Rel

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Twitter Fights for ‘Tweet’ Trademark

– The word “tweet” may be firmly established in the lexicon, but that doesn’t mean Twitter owns the rights. In fact, the company has struck out twice trying to trademark the word because other web startups got there first, explains the Wall Street Journal. One, for example, is Twittad, which trademarked the phrase “Let Your Ad Meet Tweets.” Twitter sued the company this month in federal court and has closed its Twitter account.

“It is in the best interests of our users and developers for the meaning of ‘Tweet’ to be preserved to prevent any confusion, so we are taking action to protect its meaning,” the company says in a statement. B

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BB&T Insurance announces acquisition of Atlantic Risk Management

BB&T Insurance Services, the nation’s sixth largest insurance broker, announced its entrance into the metro Baltimore area with the acquisition of Atlantic Risk Management Corporation of Columbia, Md.

Founded in 1981, Atlantic Risk Management is a commercial property and casualty and employee benefits broker with 45 employees.

The transaction is expected to be completed in October. Terms were not disclosed.

“This acquisition provides an attractive foothold for us in metro Baltimore and a broader representation in the Washington, D.C., area. It will extend our deep relationships with BB&T banking clients and open doors to new clients,” said Wade Reece, BB&T Insurance Services chairman and chief executive officer.

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